Lakewood sits in one of the most hail-prone metro areas in the country. Here is what hail repair actually costs and how the insurance side works.
For minor damage — a handful of dented or cracked shingles — repairs typically run $500 to $1,500 (Roof Corp of Metro Denver). Moderate damage involving flashing or multiple roof sections runs $1,500 to $3,500. Severe hail events that puncture the underlayment or require a partial reroof can run $4,000 to $12,000, depending on size and slope.
Most of this is covered by insurance if you have a wind/hail endorsement, but Colorado policies increasingly carry a separate percentage-based hail deductible rather than a flat dollar amount — often $1,000 to $2,500 out of pocket before coverage kicks in.
Photograph the damage before anyone touches the roof, then call your insurer — most policies give you a defined window to file. An adjuster typically inspects within a few days to two weeks depending on storm volume in the area; repair or replacement can start once the claim is approved, usually another one to three weeks out during peak storm season.
We don't yet know which listed companies specialize in this exact job, so here is the full researched list for Lakewood — ask each one directly whether they handle it. Ratings and review counts are on the city page.
Minor damage typically runs $500 to $1,500; severe damage requiring a partial reroof can run $4,000 to $12,000 (Roof Corp of Metro Denver).
Most Colorado homeowner policies cover wind/hail damage, but you'll owe your deductible first — see our deductible guide for how the percentage-based ones work.
No. It's illegal under Colorado's SB 38, and your insurer can disregard the estimate of any contractor who offers to.
File with your insurer as soon as you can document the damage — most policies set a filing window, and storm-chasers target the days right after a storm.